3 Questions You Need To Ask Before Buying A Home
If you are debating purchasing a home right now, you are probably getting a lot of advice. Though your friends and family have your best interests at heart, they may not be fully aware of your needs and what is currently happening in the real estate ...
Posted by Missy Ashcraft on April 19, 2019 in Buying a Home
Slaying the Largest Homebuying Myths Today
The average down payment for first-time homebuyers is only 6%!
Mortgage interest rates have been on the decline since November! Hop in now to lock in a low rate!
88% of property managers raised their rents in the last 12 ...
Posted by Missy Ashcraft on April 18, 2019 in Buying a Home
What to Consider When Choosing Your Home To Retire In
As more and more baby boomers enter retirement age, the question of whether they should sell their homes and move has become a hot topic. In today’s housing market climate, with low available inventory in the starter and trade-up home ...
Posted by Missy Ashcraft on April 11, 2019 in Buying a Home
Looking to Upgrade Your Current Home? Now’s the Time to Move-Up!
In every area of the country, homes that are priced at the top 25% of the price range for that area are considered to be Premium Homes. In today’s real estate market there are deals to be had at the higher end! This is great news for ...
Posted by Missy Ashcraft on April 9, 2019 in Buying a Home
10 Steps to Buying a Home
If you are thinking of buying a home, you may not know where to start.
Here is a simple list of 10 steps that you will go through to purchase a home.
Make sure to ask your agent for details about each step and what else may be ...
Posted by Missy Ashcraft on April 4, 2019 in Buying a Home
Your Tax Refund Is The Key To Homeownership!
According to data released by the Internal Revenue Service (IRS), Americans can expectan estimated average refund of $3,143 this year when filing their taxes. This is down slightly from the average refund of $3,436 last year.
Posted by Missy Ashcraft on March 29, 2019 in Buying a Home
Do 46 Million Millennials Know They Are Mortgage Ready?
Many have written about the millennial generation and whether or not they, as a whole, believe in homeownership as part of attaining the American Dream.
Millennials have taken longer to obtain traditional milestones than the generations before them, ...
Posted by Missy Ashcraft on March 26, 2019 in Buying a Home
What Credit Score Do You Need To Buy A House?
There are many misconceptions about the credit score needed to buy a house. Recently, it was reported that 24% of renters believe they need a 780-800 credit score to be considered for a mortgage. The reality is they are misinformed!
Posted by Missy Ashcraft on March 25, 2019 in Buying a Home
Want To Increase Your Family’s Wealth? Here’s How!
Everyone should realize that unless you are living somewhere rent-free, you are paying a mortgage – either yours or your landlord’s. Buying your own home provides you with a form of ‘forced savings’ that ...
Posted by Missy Ashcraft on March 22, 2019 in Buying a Home
7 Things To Avoid After Applying for a Mortgage!
Congratulations! You’ve found a home to buy and have applied for a mortgage! You are undoubtedly excited about the opportunity to decorate your new home! But before you make any big purchases, move any money around, or make any big-time life ...
Posted by Missy Ashcraft on March 20, 2019 in Buying a Home
What’s Going On with Bidding Wars?
In a strong seller’s market, like the one we have experienced over the past few years, bidding wars are common and expected. This makes sense! A seller’s market is defined as a market in which the inventory of homes for sale ...
Posted by Missy Ashcraft on March 19, 2019 in Buying a Home
Don’t Let Your Luck Run Out! Buy A Home This Spring
Interest Rates for a 30-year fixed rate mortgage have dropped to 4.41% from near 5% in 2018.
Take advantage of more inventory coming to market in the spring to find your dream home!
Buying now will allow you to start earning equity ...
Posted by Missy Ashcraft on March 18, 2019 in Buying a Home
4 Reasons to Buy a Home in the Spring
Spring has sprung, and it’s a great time to buy a home! Here are four reasons to consider buying today instead of waiting.
1. Prices Will Continue to Rise
CoreLogic’s latest U.S. Home Price Insights reports that home prices ...
Posted by Missy Ashcraft on March 15, 2019 in Buying a Home
What are the Benefits of Becoming a Homeowner?
Every family has a list of important dates. We celebrate birthdays, anniversaries, pet adoptions…and the list goes on. For 64.4 percent of households in the United States, this list includes the day they became a homeowner for the ...
Posted by Missy Ashcraft on March 4, 2019 in Buying a Home
Millionaire To Millennials: Don’t Get Stuck Renting A Home… Buy One!
In a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If you want to build real financial ...
Posted by Missy Ashcraft on February 21, 2019 in Buying a Home
Why Homeownership Matters Now More Than Ever
Study after study shows that no matter what generation Americans belong to, the vast majority believe that homeownership is an important part of their American Dream. The benefits of homeownership can be broken into two main categories: financial ...
Posted by Missy Ashcraft on February 19, 2019 in Buying a Home
Whose Mortgage Do You Want to Pay? Yours or Your Landlord’s?
There are some people who haven’t purchased homes because they are uncomfortable taking on the obligation of a mortgage. However, everyone should realize that unless you are living with your parents rent-free, you are paying a mortgage ...
Posted by Missy Ashcraft on February 11, 2019 in Buying a Home
One More Time… You Do Not Need 20% Down to Buy a Home
One More Time… You Do Not Need 20% Down to Buy a Home
The largest obstacle renters face when planning to buy a home is saving for a down payment. This challenge is amplified by rising rents, which has eaten into the amount of money ...
Posted by Missy Ashcraft on February 8, 2019 in Buying a Home
4 Proven Ways Real Estate Can Build Sizable Family Wealth
Recently, David Greene, co-host of the BiggerPockets podcast and a nationally renowned author and speaker, wrote an article in Forbes explaining how investing in real estate could help build wealth. Many of the points he ...
Posted by Missy Ashcraft on February 5, 2019 in Buying a Home
Is Student Loan Debt A Threat to Homeownership? No!
Over the course of the last thirty years, a shift has happened. An entire generation has been raised to believe that a college education is their key to unlocking opportunities that were not available to their parent’s or grandparent’s ...
Posted by Missy Ashcraft on February 4, 2019 in Buying a Home